What do Abraham Lincoln, Henry Ford, Walt Disney, Milton Hersey, H.J. Heinz, P.T. Barnum, Larry King and Frances Ford Coppola have in common? Would it surprise you to know that they are a few, among the many, famous people that have had to seek bankruptcy protection?

At Testa Law Firm, we understand that no one wants to file bankruptcy but life happens and sometimes people find themselves in a position where they are struggling to pay their bills. Illness, divorce or loss of employment are just a few reasons someone can find themselves in trouble financially and despite their best efforts, cannot get themselves out of debt. If you find yourself in this position, bankruptcy may be your best option. It is a way for you to get back on solid financial ground by eliminating most, if not all, of your debt.

Filing for Bankruptcy can immediately stop phone calls and letters from harassing debt collectors, stop wage garnishment, remove bank account freezes, remove liens from real property, stall foreclosure and vehicle repossession and most importantly it will give you fresh start. Chapter 7 and Chapter 13 Bankruptcy will offer you powerful and life changing relief.

We at Testa Law Firm, P.C. understand that this is a very big decision for you and that you are probably struggling with the idea of having to file for bankruptcy. We will give you all the information you need to make a decision based upon your personal needs. If you decide to proceed, our firm will work hard to make the process as comfortable and seamless as possible.

What Matters to You Matters to Us

We will always put your needs and interests first. To learn more about how we can help you, contact the Testa Law Firm today at (315) 255-3368.

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Chapter 13

A Chapter 13 Bankruptcy is a reorganization bankruptcy which is designed to reorganize your debts and to create a plan to payoff a portion of those debts at a reasonable and manageable rate. Read More
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Chapter 7

A chapter 7 bankruptcy is the most straightforward form of bankruptcy and allows you to get rid of most of your debts and start over with a fresh start. Read More
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Glossary

Below are some of the most common bankruptcy terms. For a complete glossary please visit uscourts.gov A Automatic Stay An injunction that automatically stops lawsuits, foreclosures, garnishments, and all collection activity against the debtor the mom… Read More
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Bankruptcy - Frequently Asked Questions

Here are responses to some of the most frequently asked Bankruptcy questions we get when new clients come to our office in Auburn, New York. Read More
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